Instant Decisions are Here!

Great news - applying for a loan with PayDay24/7 is now even easier and faster!

Payday 24/7 has recently introduced a fully automated online application process.


Applying couldn’t be easier:


- You Apply Online, meeting our lending criteria,


- We then confirm your identity and income,


- Your loan will be funded as soon as possible!


The result of your application will be displayed on the website immediately after applying.


Better yet, whilst applying with PayDay 24/7, You’ll never have to dig through those old bank statements again!

Our partners at Decision Logic work with over 3,000 banks internationally, meaning you’ll be able to securely upload any necessary documents without leaving our website - simple, right?


Once you have met our lending criteria, we will check your bank statement/s and fund your loan immediately!


Please be aware: If you re-apply multiple times for the same loan, this may delay your application.

We assure you that we are working our hardest to get cash to you as fast as possible!



So apply for a cash loan today with Payday 24/7 for Instant Decisions, Secure Transfers and Reliable, Local Service.


Enjoy this Easter with PayDay24/7

Win a $250 Coles Voucher to get hopping this Easter!

PayDay24/7 are giving you the chance to make your Easter long weekend one to remember!
Every person who takes out a loan between 31st March and 18th April will go in the draw to win a $250 Coles Voucher.
Whether you are traveling with the family, catching up with friends or indulging on chocolate eggs on your own, we hope you have a safe and happy holiday.  
PayDay24/7 provides hassle-free fast cash loans, so we can help you have a hassle-free Easter long-weekend without worrying about your bank balance.

Terms & Conditions

PayDay24/7 have done away with those pesky credit checks.

You can now apply to get some short term cash and actually be qualified on how you pay your bills now, not on how you paid them 3 years ago!
We will always look to find a reason to approve you rather than decline, and removing credit checks is just another step towards making your experience with us more convenient and enjoyable!

For more information on our credit check policy, please visit our FAQs page.



Payments are Easier with PayDay24/7

Did you know you can now make your loan repayments via Debit or Credit Card?

Making loan repayments has never been easier; 
Simply call our friendly collections team on 08 9358 5513, or
get in contact via Email at to finalise your remaining payments
Once you've repaid your loan fully, you'll be eligible to reapply for another loan immediately!





Welcome to Payday 24/7!, One of Australia's most trusted short term microlenders.

Our aim is to provide you with two things:

- CASH when you need it, QUICKLY

- Exceptional customer service.

To Apply for a loan, simply click the ‘Apply Online’ button.

Just enter your details and we’ll give you an INSTANT decision, processing your application in just minutes!

Renewal Policy: Payday 24/7 do not offer any automatic loan renewal services as each loan must be assessed individually, in the event where you apply for a subsequent loan, further checks may be performed.

Potential Impact of Credit Score: If you are unable to repay your loan within the specified time frame, it may affect the amount you are able to borrow in future from Payday 24/7. It is important you contact us in the event of financial hardship as defaults may affect your credit report.