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Safe and Secure
Bad Credit Ok
24/7 Customer Service
Apply Online 24/7
We don’t charge any fees
Simple, Easy Loan Application Form
No check credit history
Flexible Payment Options
Cash in Bank Account
APPLY. Fill out the short and easy online application. It’s 100% safe and fast. No more wasted time preparing a bunch of papers!
APPROVED. Obtain fast approval of your application in a minute from a multiple reliable lenders.
RECEIVE. By the next business day check the bank account to make sure your money were transferred successfully.
PayDay24/7 provides you with short term loans from $100 to $1000 to help deal with any situation. Our loans are designed to keep you out of long term debt with terms of 16, 22 & 32 days. The length of your term will be determined by the amount you borrow and length of your pay cycle.
Apply Online. Complete our fully automated online application by choosing your desired loan amount and using your basic ID and banking details.
Get Conditionally Approved. Once you’ve entered the details mentioned above, our fully automated system will give you a quick decision letting you know whether you've been approved or not.
Upload Bank Statements. No need to fax, photocopy or scan anything - Our partnership with the Australian owned and operated Credit Sense ensures you can upload your documents with one click of a button!
We Process Your Loan. After your income/expense have been verified and your details confirmed, we endeavour to process your loan as fast as possible.
Receive Your Cash. That's pretty much it - You receive your cash direct into your bank account!
PayDay24/7 has partnered up with Outsource Financial to provide you a whole new rage of financial products and services. If you're interested, all you have to do is fill out the referral form below with your preferred product choice.
The types of loans within these categories include:
Full Doc Loans. For Residential, Investment and Commercial loan clients where they fully meet the Lender's serviceability reporting requirements.
Low Doc Loans. For Residential, Investment and Commercial loan clients who can meet Lender's serviceability requirements but are unable to provide all of the required documentation.
Deposit Bonds. A deposit bond is an alternative to a cash deposit. It is a guarantee, usually issued by an insurance company, which can be used by a purchaser instead of paying a deposit on the exchange of contracts for the sale of land. The purchaser must then pay 100 per cent of the purchase price on completion of the sale. It is a quick, cost-effective and convenient alternative to tying up assets when needing to raise a deposit. The deposit bond can be used to secure a property that may not settle for up to four years.
Rest assured, your safety and security is our priority. Think about it, our business relies on keeping your data safe. it's in our interest and yours.
We use the same encryption as your bank (128-bit SSL). We use a high level end-point protection on any device that handles your data and we are partnered with Credit Sense who employ global industry best practice security. We use them because they take your security and privacy seriously.
We have the banking of a large European bank and use their security expertise to make sure your security is never compromised. You can be sure that we are the most trusted and secure payday lender in Australia.
WHAT IS A MICROLOAN?
A small fast loan for those unforseen costs. Even the best planners have hiccups. Thats why we offer a fast cash loan product to help you out. Thats what our products a designed for. Microloans in Australia are also known as a Cash advance, same day cash loan, or payday loan. We like to say that these little loans can solve big problems.
IF I HAVE PAID OFF MY LOAN HOW LONG DO I NEED TO WAIT FOR MY NEXT ONE?
Awesome, thanks for paying your loan back!
As soon as we can see that your final payment is going to clear we will assess your application and, if you meet the criteria, approve your loan. As easy as that.
DOES PAYDAY247 DO CREDIT CHECKS?
Nope. Never. Unlike some of our biggest competitors we do not use credit checks. We lend on current behaviour and ability repay the loan now not on your past history. How good is that?
DO I NEED TO PROVIDE IDENTIFICATION?
Yes. although we use an automated system for electronic ID sometimes we will require a copy of your drivers licence, and in that case we will contact you and ask for you to send it through. All completely online and paperless, of course!
HOW DO I REPAY MY LOAN?
We are what some people like to call a payday lender (we think of ourselves as a problem solver) and that means we will set up direct debits to come out of your account the day you are paid.
It's that simple, your little payments have solved a big problem and we can all get on with it.
HOW MUCH DOES IT COST?
Our costs are fixed based on your loan and the term. You can check out our handy calculator here to check how much it will cost.
All of our loans are little and short but they could help you solve a big problem. All of our costs are clearly highlighted in the terms and conditions we send you when you approve your loan. It is vital you check this very closely.